Calm Money · a space to think clearly about your money

You're earning well.
You have nothing to show for it. That ends here

The financial implementation programme built around your money personality. Twelve months of coaching with me and a community doing the same work alongside you.

Join Calm Money

£597 one payment, or two payments of £298.50.14-day guarantee. Full access from day one.

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Hi, I'm Pete

I built Calm Money for the professionals I kept meeting who earned well but had nothing to show for it.

I'm a qualified financial adviser with 18 years in financial services, and I wrote The Money Basics with HarperCollins in 2023. Calm Money takes everything I know works and puts it into a system you can actually implement.

I'll be the one in the community. I'll be the one on the monthly calls. Not a team, not a chatbot, not a recorded script. Me, for twelve months, working with you on the decisions that matter most.

Qualified Financial Adviser

Author, The Money Basics, HarperCollins 2023

TV contributor: ITV Lorraine, Channel 4, Sky News

18 years of client experience

Sound familiar?

You're earning well. So why doesn't it feel like it?

Join Calm Money

Money disappears

You earn good money, but month to month it goes faster than it should.

Nothing sticks

You've tried apps, spreadsheets, budgets. None of them were built around how you actually think about money.

Stuck between knowing and doing

You know you should be investing, clearing debt, building your pension. Knowing and doing are two very different things.

Your three options

There are only three ways
to solve this problem

Every professional in this position has the same three choices.

Join Calm Money

Option one

Figure it out yourself

Hours of content, podcasts, articles, and forums. Conflicting advice from strangers. AI that sounds confident but doesn't know you.

The same, month to month, with no answers.

Option two

Hire a financial adviser

An adviser will charge you £150 to £300 an hour. That's £2,400 a year for a monthly session, and it never stops. Most won't even take the meeting if you've got less than £100k in assets.

Excellent if you can afford it. And you'll need them forever.

Option three

Join Calm Money

A complete financial system built by a qualified adviser. Daily access to me in the community, monthly live Q&A, deep-dives, expert sessions, and peers doing the same work. Twelve full months. £597.

Learn how to manage money for life, in one investment that lasts.

How it works

Three steps to calm money

Join Calm Money

1

Join the platform and community

You get immediate access to the full platform, the community, and me.

2

Understand your money personality

Fifteen questions pinpoint your money personality and shape everything that follows.

3

Take control, for good

Five modules, unlocked from day one. Move at your pace, with me beside you.

Why most financial advice fails you

Generic advice doesn't work because
your relationship with money is unique to you

Most financial programmes treat everyone the same. Calm Money starts by identifying your money personality.

The Avoider

Puts off financial decisions. Knows things need attention but struggles to start.

The Overthinker

Researches everything. Has the knowledge but can't commit to a decision.

The Spender

Earns well but lifestyle always expands to meet income. Saving feels impossible.

The Cautioneer

Risk-averse. Keeps everything in cash. Knows they're falling behind but can't move forward.

The Planner

Organised on paper but missing the bigger picture. Has a plan but no system.

Why this matters
Your personality determines how you make decisions and where you get stuck. I identify your type on day one, and every module, task, and conversation is shaped around how you're wired. That's why the system sticks.

The programme

Five modules. One complete system.

A structured journey that builds your financial system one stage at a time. All five are unlocked from day one.

1

Reset

Understand where you are now. Set the financial goals that anchor the next twelve months.

2

Giving Your Money Structure

Build a budgeting system that works for your life and your personality type.

3

Breaking the Debt Cycle

A clear, structured plan for eliminating debt without derailing your progress.

4

Creating Financial Stability

Build the safety net that means the next shock doesn't derail your finances.

5

From Stability to Investing

Start building real wealth. Pensions, ISAs, and investing explained clearly.

Our platform

I built Calm Money for the professionals I kept meeting who earned well but had nothing to show for it.

12 months of support

The programme builds the system.
The support makes it stick.

Knowing what to do is one thing. Putting it into practice consistently, through real life, setbacks and financial decisions, is another. That is where 12 months of direct access to an adviser makes the difference.

Monthly Live Q&A

12 monthly live Q&A sessions with me, directly. Bring your real questions and get qualified, credible answers from someone who has been solving these problems for 18 years. Not a forum. Not a chatbot. A qualified adviser. Expert sessions with specialists from across financial services are included throughout.

Accountability Check-ins

Accountability check-ins throughout the programme keep you moving forward. Your journey begins with a money personality assessment to personalise your entire experience, so the support is shaped around you from day one.

Monthly Nudges

Timely, relevant prompts tied to your progress and the financial calendar. Five modules with embedded tasks, routines, and practicals, plus deep-dive sessions on investing, pensions, tax, property, and protection. All tools, guides, and frameworks included in each module.

Community Access

12 months of private community access with me present every day and every week. A community of people at the same income level, working towards the same goals. The kind of accountability that only comes from being around others doing the same work.

Why 12 months matters.
New financial habits embed through consistent action across a full financial year, not a weekend. Twelve months of direct access to me exists for one reason: to make the goals you set in module one your reality by month twelve.

What members say

"I was at a point in my life where retirement planning and getting my finances in order had become a real priority. What I got from working with Peter was clarity and confidence. I realised I knew more than I thought, but that personal finance is an ongoing process, not a destination.

The biggest shift for me was around budgeting. I understood its importance before, but the coaching really cemented it. My budget has genuinely become something I engage with closely now, almost like a close friend. The accountability element alone was worth it."

Flora

Created a safe retirement plan

"Before working with Peter, I had a lot of financial pieces in motion but lacked a clear plan for growing my wealth. I wanted to invest in property but wasn't sure how to do it without putting pressure on my business, and I wasn't optimising things like my investments, pension, or insurance. The session was eye-opening and practical it took what felt like an overwhelming set of decisions and structured them into a clear, intentional plan."

Mel

Built a clear personal finance plan

"For the first time in years I am excited to work on my finances. We built a realistic plan to clear my debt. Pete had a solution for every issue I faced."

Nasiyr

Cleared debt, built structure

"It genuinely took away the anxiety I had around my finances. I'm less scared of my bank account than I have been in years."

Alice

Shifted from anxiety to control

"I built a fully funded emergency fund, got onto the property ladder, and it changed the future financial situation of my entire family."

Obediah

Emergency fund, property ladder

"Even when you think you're managing money well, it means so much more coming from someone with Pete's level of knowledge and experience. He overdelivered."

Gi

Cleared debt, built structure

Your investment

Calm Money

The complete implementation system. Twelve months of live coaching with me, accountability, and community.

full access

£597

One payment. Full access from day one.

Everything included

Money personality assessment to personalise your entire journey

Five modules releasing monthly over six months, each with embedded tasks, routines, and practicals

Monthly implementation roadmap so you know exactly what to focus on

12 months of monthly live Q&A with Pete, qualified financial adviser

Accountability check-ins throughout

Monthly nudges tied to your progress and the financial calendar

12 months community access

All tools, guides, and frameworks included in each module

Join Calm Money Now

or Two payments of £298.50

First payment today. Second payment 30 days later. Same full access from day one.

Pay in Two Instalments

A note on value
Traditional financial advice costs £150 to £300 per hour. Foundation gives you six months of structured implementation, 12 monthly live Q&A sessions with a qualified adviser, accountability check-ins, and community access, for £597. Less than two standard advisory appointments. With a system that lasts well beyond either of them.

Common questions

Can I pay in instalments?
What if it's not right for me?
What happens after 12 months?
Is this financial advice?
Do I have to share my financial details in the community?

You've got the income. Let me help you build the system that makes it count.

Join Calm Money. Build the system. Get the coaching. Make it stick for good.

Join Calm Money Today

£597 one payment, or two payments of £298.50.
14-day guarantee.

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